{"id":314965,"date":"2023-12-19T10:25:57","date_gmt":"2023-12-19T09:25:57","guid":{"rendered":"https:\/\/whydonate.com\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/"},"modified":"2023-12-19T16:10:53","modified_gmt":"2023-12-19T15:10:53","slug":"prednosti-nedostaci-mnozicnog-financiranja","status":"publish","type":"post","link":"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/","title":{"rendered":"Prednosti i Nedostaci Platformi za Grupno Financiranje"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Uvod_u_Grupno_Financiranje\" >Uvod u Grupno Financiranje<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Koje_su_Prednosti_i_Nedostaci_Grupnog_Financiranja\" >Koje su Prednosti i Nedostaci Grupnog Financiranja?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#1_Odgovorno_Poslovanje\" >1. Odgovorno Poslovanje<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#2_Novi_Nacin_Financiranja\" >2. Novi Na\u010din Financiranja<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#3_Zanimljiva_Investicija\" >3. Zanimljiva Investicija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#4_Jednostavno_Relativno_brzo_i_Jeftino\" >4. Jednostavno, Relativno brzo i Jeftino<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#5_Manje_Strogi_Uvjeti\" >5. Manje Strogi Uvjeti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#6_Manje_Propisa\" >6. Manje Propisa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#7_Ekstra_Povoljan_Marketing_i_Publicitet\" >7. Ekstra Povoljan Marketing i Publicitet<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#8_Povezite_se_s_Investitorima\" >8. Pove\u017eite se s Investitorima<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#9_Investitori_Pospjesuju_Prodaju\" >9. Investitori Pospje\u0161uju Prodaju<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Koji_su_Nedostaci_Gupnog_Financiranja_Platforme\" >Koji su Nedostaci Gupnog Financiranja Platforme?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Financijski_Cilj_se_Mora_Postici\" >Financijski Cilj se Mora Posti\u0107i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Bez_Povrata_Ulaganja\" >Bez Povrata Ulaganja<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Ovisno_o_ICT_Strukturi\" >Ovisno o ICT Strukturi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Stari_zakoni_mogu_biti_prepreka\" >Stari zakoni mogu biti prepreka<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Rizik_Platforme\" >Rizik Platforme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Vremenski_Intenzivna_Kampanja\" >Vremenski Intenzivna Kampanja<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Prijevara_Putem_Platforme_za_Grupno_Financiranje\" >Prijevara Putem Platforme za Grupno Financiranje<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Prijevara_Zajmoprimaca\" >Prijevara Zajmoprimaca<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Rizik_Placanja_Zbog_Loseg_Proracuna\" >Rizik Pla\u0107anja Zbog Lo\u0161eg Prora\u010duna<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#Odgovaranje_na_Neka_Popularna_Cesto_Postavljana_Pitanja_Vezana_uz_Grupno_Financiranje\" >Odgovaranje na Neka Popularna \u010cesto Postavljana Pitanja Vezana uz Grupno Financiranje<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#P_Kakav_je_utjecaj_grupnog_financiranja\" >P. Kakav je utjecaj grupnog financiranja?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#P_Sto_je_primjer_grupnog_financiranja\" >P. \u0160to je primjer grupnog financiranja?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#P_Koliko_je_ucinkovito_grupno_financiranje\" >P. Koliko je u\u010dinkovito grupno financiranje?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/whydonate.com\/hr\/blog\/prednosti-nedostaci-mnozicnog-financiranja\/#P_Je_li_grupno_financiranje_razumna_alternativa_tradicionalnom_bankovnom_financiranju\" >P. Je li grupno financiranje razumna alternativa tradicionalnom bankovnom financiranju?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Uvod_u_Grupno_Financiranje\"><\/span><span style=\"font-weight: 400;\">Uvod u Grupno Financiranje<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Crowdfunding je tehnika prikupljanja sredstava koja pojedincima i organizacijama omogu\u0107uje prikupljanje novca za odre\u0111eni projekt ili cilj putem internetske platforme. Koncept grupnog financiranja postoji ve\u0107 stolje\u0107ima, a zajednice udru\u017euju resurse kako bi podr\u017eale zajedni\u010dke ciljeve. Me\u0111utim, s porastom digitalne tehnologije, crowdfunding je postao globalni fenomen, prikupljaju\u0107i milijarde dolara za razli\u010dite svrhe svake godine.<\/p>\n<p><span style=\"font-weight: 400;\">Prije nego \u0161to po\u010dnemo raspravljati o prednostima i nedostacima platformi za grupno financiranje, prvo raspravimo za\u0161to su nam potrebne platforme za grupno financiranje. Bankarska kriza iz 2007. izazvala je veliki pad u povjerenju financijskog sustava. Ljudi su po\u010deli tra\u017eiti alternativne metode za zadovoljenje svojih kreditnih i investicijskih potreba. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jedna od posljedica toga bio je razvoj peer-to-peer mre\u017ea i poku\u0161aj decentralizacije monetarnog sustava. Kriptovalute i <a href=\"https:\/\/whydonate.com\/en\/\" target=\"_blank\" rel=\"noopener\">platforme za grupno financiranje<\/a> dva su sjajna primjera ovog poku\u0161aja decentralizacije. Eksponencijalni rast interneta i dru\u0161tvenih medija tako\u0111er je u\u010dinio crowdfunding dostupnijim nego ikada.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zadatak<\/span> <span style=\"font-weight: 400;\">crowdfunding platformi<\/span><span style=\"font-weight: 400;\"> je temeljito pratiti i procjenjivati \u200b\u200bi zajmoprimce i ulaga\u010de. Osim toga, moraju paziti na zakone i propise i osigurati da oni \u010dine pouzdanu osnovu za omogu\u0107avanje grupnog financiranja.<\/span><\/p>\n<h2 id=\"exacc_Ss66YuPmI6OeseMPhJufgAg7\" class=\"iDjcJe IX9Lgd wwB5gf\" aria-hidden=\"true\"><span class=\"ez-toc-section\" id=\"Koje_su_Prednosti_i_Nedostaci_Grupnog_Financiranja\"><\/span>Koje su Prednosti i Nedostaci Grupnog Financiranja?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"YsGUOb\"><\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-us_600_0 wp-image-224514 aligncenter\" src=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=600\" alt=\"Crowdfunding Platforma - donacija\" width=\"600\" height=\"422\" title=\"\" srcset=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=600 600w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=300 300w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=1024 1024w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=43 43w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=250 250w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=450 450w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=64 64w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=350 350w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platform-donation.jpg\/w=9999 1313w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Odgovorno_Poslovanje\"><\/span><span style=\"font-weight: 400;\">1. Odgovorno Poslovanje<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Crowdfunding je iznimno dobar na\u010din financiranja u kontekstu dru\u0161tvene odgovornosti poduze\u0107a. Posu\u0111ivanje javnog novca dobro se uklapa u poslovni koncept ili ideju koja se fokusira na odr\u017eivost ili ula\u017ee u zajednicu.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Novi_Nacin_Financiranja\"><\/span><span style=\"font-weight: 400;\">2. Novi Na\u010din Financiranja<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prikupljanje donacija putem <a href=\"https:\/\/whydonate.com\/en\/\" target=\"_blank\" rel=\"noopener\">crowdfunding platformi<\/a> relativno je nova metoda financiranja. Zna\u010dajna prednost ovoga je fleksibilnost s kojom se kredit mo\u017ee naplatiti. Banke jako pate od birokracije i imaju sporu administraciju. Uvjeti za odobravanje zahtjeva za kredit puno su stro\u017ei. Peer-to-peer kreditiranje nudi alternativu za tvrtke i pojedince koji ne ispunjavaju uvjete za tradicionalno bankovno financiranje.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Zanimljiva_Investicija\"><\/span><span style=\"font-weight: 400;\">3. Zanimljiva Investicija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Peer-to-peer kredit tako\u0111er mo\u017ee biti vrlo zanimljiv kao investicija. Povrati do 11% nisu neuobi\u010dajeni. Ulaganje mo\u017ee donijeti povrat i dividendu, \u010dine\u0107i ulo\u017eeni iznos vrijednijim. Pro\u010ditajte vi\u0161e o tome kako uspje\u0161no ulo\u017eiti u peer-to-peer kredit.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-us_600_0 wp-image-224532 aligncenter\" src=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=600\" alt=\"Crowdfunding platforme - analiza poslovanja\" width=\"600\" height=\"398\" title=\"\" srcset=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=600 600w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=300 300w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=1024 1024w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=45 45w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=250 250w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=450 450w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=64 64w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=350 350w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-platforms-business-analysis.jpg\/w=9999 1280w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Jednostavno_Relativno_brzo_i_Jeftino\"><\/span><span style=\"font-weight: 400;\">4. Jednostavno, Relativno brzo i Jeftino<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Crowdfunding platforme su relativno jednostavan, jeftin i brz na\u010din prikupljanja novca za va\u0161 posao ili projekt. Tro\u0161kovi financiranja crowdfundinga obi\u010dno su izme\u0111u pet i devet posto, dok druge opcije financiranja brzo dodaju deset posto ili vi\u0161e.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Manje_Strogi_Uvjeti\"><\/span><span style=\"font-weight: 400;\">5. Manje Strogi Uvjeti<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Uvjeti za prijavu na crowdfunding puno su fleksibilniji od onih standardnih na\u010dina financiranja (kao \u0161to je npr.<\/span> <a href=\"https:\/\/www.forbes.com\/advisor\/investing\/top-10-cryptocurrencies\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">poslovni zajam<\/span><\/a><span style=\"font-weight: 400;\"> iz banke). Na primjer, od projekta i tvrtke zahtijeva se manje jamstava i jamstava. To je uglavnom zbog \u010dinjenice da se donacije za projekte grupnog financiranja smatraju rizi\u010dnim kapitalom. Kao rezultat toga, manji je pritisak za zajmoprimce da daju kolateral ili druge oblike jamstva kako bi dobili financiranje.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Manje_Propisa\"><\/span><span style=\"font-weight: 400;\">6. Manje Propisa<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Zbog relativno kratkog postojanja, peer-to-peer financiranje okru\u017eeno je manje strogim zakonima i propisima. To rezultira na\u010dinom financiranja s relativno niskim ulaznim pragom i fleksibilnim karakterom.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Ekstra_Povoljan_Marketing_i_Publicitet\"><\/span><span style=\"font-weight: 400;\">7. Ekstra Povoljan Marketing i Publicitet<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Platforme za grupno financiranje isplativ su na\u010din za provo\u0111enje uspje\u0161ne marketin\u0161ke kampanje za privla\u010denje ulaga\u010da i kupaca.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dobra kampanja pokazuje odva\u017enost, kreativnost i poduzetnost. Generiranje publiciteta takvom kampanjom je, dakle, puno lak\u0161e nego kori\u0161tenjem tradicionalnog modela. Pogotovo kada je ideja donekle originalna, postoji \u0161ansa da \u0107e je mediji shvatiti kao vrijednu vijest. Uz malo sre\u0107e i kreativnosti, ideja \u0107e se sama pokupiti, a publicitet \u0107e se prakti\u010dki dogoditi sam od sebe.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tako\u0111er je mogu\u0107e putem kampanje testirati kako javnost reagira na va\u0161u ideju. Ako je projekt relativno lako privu\u0107i investitore, mo\u017eete pretpostaviti da sigurno postoji interes za va\u0161u tvrtku ili projekt. Tako\u0111er postoji velika vjerojatnost da \u0107e zajmodavci pratiti poslovanje i dati vam povratne informacije, s kojima se projekt mo\u017ee dodatno doraditi.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Povezite_se_s_Investitorima\"><\/span><span style=\"font-weight: 400;\">8. Pove\u017eite se s Investitorima<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Velika prednost grupnog financiranja u odnosu na tradicionalno financiranje je uklju\u010denost ulaga\u010da. To je vi\u0161estruko ve\u0107e nego kada tra\u017eite financiranje kod banke. U nekim slu\u010dajevima, investitori se gotovo mogu smatrati obo\u017eavateljima ili veleposlanicima. To projektu daje dodatni poticaj i osigurava jo\u0161 ve\u0107i publicitet.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-us_600_0 wp-image-224520 aligncenter\" src=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=600\" alt=\"Platforme za grupno financiranje - Posao\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=600 600w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=300 300w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=1024 1024w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=45 45w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=250 250w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=450 450w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=64 64w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=350 350w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-Business.jpg\/w=9999 1385w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Investitori_Pospjesuju_Prodaju\"><\/span><span style=\"font-weight: 400;\">9. Investitori Pospje\u0161uju Prodaju<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Budu\u0107i da su zajmodavci koji daju donacije crowdfund projektima privatni investitori, mogu\u0107e je da \u0107e veliki broj po\u017eeljeti biti i klijenti tvrtke (koristiti uslugu, kupiti proizvod u razvoju i sl.) i tako dodatno stimulirati promet. To je u suprotnosti s redovnim bankovnim financiranjem, koje nikada ne stvara dodatni prihod preko iste banke.<\/span><\/p>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Koji_su_Nedostaci_Gupnog_Financiranja_Platforme\"><\/span><span style=\"font-weight: 400;\">Koji su Nedostaci Gupnog Financiranja <span data-sheets-value=\"{\" data-sheets-userformat=\"{\">Platforme?<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Nije zlato sve \u0161to blista. To zna\u010di da ni\u0161ta nije savr\u0161eno na ovom svijetu, a crowdfunding nije iznimka. \u010cak i ako je ideja crowdfundinga plemenita, postoje mnoge platforme za crowdfunding koje se fokusiraju na mnoge la\u017ene aktivnosti u ime crowdfundinga. Osim toga, nedostatak odgovaraju\u0107eg znanja o crowdfundingu mo\u017ee dovesti do uskra\u0107enosti.<\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Financijski_Cilj_se_Mora_Postici\"><\/span><span style=\"font-weight: 400;\">Financijski Cilj se Mora Posti\u0107i<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Veliki nedostatak crowdfundinga putem platformi za grupno financiranje je taj \u0161to \u0107e, ako ne uspijete prikupiti prora\u010dun koji ste odredili na vrijeme, va\u0161 projekt biti uklonjen s platforme i morat \u0107ete po\u010deti ispo\u010detka. Osim toga, u slu\u010daju bankrota mo\u017ee do\u0107i do potra\u017eivanja va\u0161e osobne imovine. Neke platforme nude opciju ponovnog promoviranja revidirane verzije kampanje, ali to nije op\u0107e pravo.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Bez_Povrata_Ulaganja\"><\/span><span style=\"font-weight: 400;\">Bez Povrata Ulaganja<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Postoji rizik da zajmoprimac u kona\u010dnici ne\u0107e mo\u0107i ispuniti obveze otplate ili da \u0107e biti progla\u0161en bankrotom. Peer-to-peer financiranje podlije\u017ee manje strogim pravilima, \u0161to zna\u010di da se nudi manje financijskih jamstava. Ulaganje u pogre\u0161an proizvod stoga mo\u017ee dovesti do gubitka. To mo\u017ee djelovati na \u0161tetu zajmodavaca i platformi.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-us_600_0 wp-image-224526 aligncenter\" src=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=600\" alt=\"Crowdfunding platforme - ulaganje\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=600 600w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=300 300w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=1024 1024w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=45 45w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=250 250w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=450 450w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=64 64w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=350 350w, https:\/\/whydonate.com\/cdn-cgi\/imagedelivery\/_0vgnXOEIHPwLg2E52a7gg\/whydonate.com\/2021\/08\/Crowdfunding-Platforms-investment.jpg\/w=2560 1386w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Ovisno_o_ICT_Strukturi\"><\/span><span style=\"font-weight: 400;\">Ovisno o ICT Strukturi<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Prikupljanje donacija putem crowdfundinga uglavnom se odvija online. Platforme, zajmodavci i zajmoprimci stoga uvelike ovise o internetu i kvaliteti ICT infrastrukture. Problemi s ovom infrastrukturom i neispravno funkcioniranje platforme stoga mogu dovesti do velikih nedostataka i za platformu i za investitore i poduzetnike.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Stari_zakoni_mogu_biti_prepreka\"><\/span><span style=\"font-weight: 400;\">Stari zakoni mogu biti prepreka<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Pravni sustav je spor. Zbog relativno kratkog razdoblja u kojem se crowdfunding razvio u potpuno razvijenu metodu financiranja, postoje\u0107i pravni okvir jo\u0161 nije imao dovoljno vremena za prilagodbu ovim novonastalim okolnostima. To zna\u010di da su pravila za odre\u0111ene situacije zastarjela i mogu predstavljati prepreku. U drugim okolnostima, postoje odre\u0111ena pravila koja nedostaju i gdje je potreban ve\u0107i nadzor. To mo\u017ee dovesti do krutih situacija ili uzrokovati pote\u0161ko\u0107e. Vlada trenutno formulira i provodi rje\u0161enja.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Rizik_Platforme\"><\/span><span style=\"font-weight: 400;\">Rizik Platforme<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Bankrot platforme mo\u017ee izravno negativno utjecati i na poduzetnike i na investitore.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Vremenski_Intenzivna_Kampanja\"><\/span><span style=\"font-weight: 400;\">Vremenski Intenzivna Kampanja<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Financiranje va\u0161eg projekta putem crowdfundinga zahtijeva intenzivnu i opse\u017enu pripremu. Osmi\u0161ljavanje uspje\u0161ne kampanje oduzima puno vremena i energije koju mo\u017eete potro\u0161iti na druge stvari. Kako \u0107ete postaviti kampanju? Koji <\/span><a href=\"https:\/\/whydonate.com\/en\/crowdfunding-fundraising\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">platforma za donacije<\/span><\/a><span style=\"font-weight: 400;\"> ho\u0107ete li odabrati za kampanju? Kako se doga\u0111a promocija? Ovo su pitanja koja treba razmotriti prilikom pokretanja kampanje grupnog financiranja.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Prijevara_Putem_Platforme_za_Grupno_Financiranje\"><\/span><span style=\"font-weight: 400;\">Prijevara Putem Platforme za Grupno Financiranje<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Zbog relativno novog i rastu\u0107eg tr\u017ei\u0161ta, jo\u0161 nije dizajnirano mnogo sustava za sprje\u010davanje ili kompenzaciju takve prijevare.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Prijevara_Zajmoprimaca\"><\/span><span style=\"font-weight: 400;\">Prijevara Zajmoprimaca<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Mogu\u0107e je da su zajmoprimci postavili la\u017enu kampanju. To je zato \u0161to je kontrola manje stroga nego kod drugih metoda financiranja. Ako odlu\u010dite ulagati u takve projekte, postoji manje sigurnosnih mre\u017ea za apsorbiranje va\u0161ih gubitaka.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Platforme trenutno ne razmjenjuju informacije o la\u017enim zajmoprimcima i, na\u017ealost, jo\u0161 nemaju sustav registracije za prevarante.<\/span><\/p>\n<ul>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Rizik_Placanja_Zbog_Loseg_Proracuna\"><\/span><span style=\"font-weight: 400;\">Rizik Pla\u0107anja Zbog Lo\u0161eg Prora\u010duna<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Lo\u0161a priprema i izra\u010dun nov\u010danih zahtjeva mo\u017ee uzrokovati mnoge probleme zajmodavcima, zajmoprimcima i samoj platformi. Problemi s pla\u0107anjem ovdje su najve\u0107i rizik: budu\u0107i da niste unaprijed sastavili razuman prora\u010dun ulaganja, to rezultira pretjeranim ili premalim financiranjem. To mo\u017ee znatno ote\u017eati daljnji tijek projekta, pa \u010dak i dovesti do bankrota.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">U preliminarnoj fazi <a href=\"https:\/\/whydonate.com\/en\/\" target=\"_blank\" rel=\"noopener\">crowdfundinga<\/a> vrijedi manje pravila i uvjeta, \u0161to zna\u010di da ti problemi mogu nastati br\u017ee nego kod drugih oblika financiranja.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jo\u0161 uvijek tra\u017eite redovito financiranje od banke? Zatim usporedite poslovne zajmove prije podno\u0161enja zahtjeva.<\/span><\/p>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Odgovaranje_na_Neka_Popularna_Cesto_Postavljana_Pitanja_Vezana_uz_Grupno_Financiranje\"><\/span>Odgovaranje na Neka Popularna \u010cesto Postavljana Pitanja Vezana uz Grupno Financiranje<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"P_Kakav_je_utjecaj_grupnog_financiranja\"><\/span><span style=\"font-size: 18pt;\">P. Kakav je utjecaj grupnog financiranja?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A. Crowdfunding ima izravan utjecaj na stranu financiranja bilo koje organizacije ili \u010dak pojedina\u010dnih <a href=\"https:\/\/whydonate.com\/en\/\" target=\"_blank\" rel=\"noopener\">prikupljanja sredstava<\/a> iz o\u010ditih razloga. <span data-slate-fragment=\"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\">Jedan od najjednostavnijih na\u010dina za mjerenje utjecaja crowdfundinga je izra\u010dun omjera financiranja i cilja, \u0161to je mjera koliko ste novca prikupili putem crowdfundinga.<\/span><\/p>\n<p><span data-slate-fragment=\"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\">Jedan od najzanemarenijih aspekata crowdfundinga je dru\u0161tveni kapital koji kampanja stvara. Ovo je dio koji ve\u0107ina istra\u017eiva\u010da ne uspijeva shvatiti, jer je vrlo va\u017eno doprijeti do najanga\u017eiranijeg mno\u0161tva. Kampanja bi trebala biti usmjerena na podizanje svijesti, a dru\u0161tveni mediji klju\u010dni su dio tih napora.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"P_Sto_je_primjer_grupnog_financiranja\"><\/span><span style=\"font-size: 18pt;\">P. \u0160to je primjer grupnog financiranja?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A. Primjer pojedinca koji koristi crowdfunding je prikupljanje sredstava za zdravstvo. U ovom slu\u010daju, ako je nekome potrebna ozbiljna zdravstvena skrb, onda mo\u017ee jednostavno pokrenuti crowdfunding i prikupiti novac za svoje tro\u0161kove medicinske skrbi. Putem platformi za grupno financiranje kao \u0161to je WhyDonate, mo\u017eete zapo\u010deti kampanju prikupljanja sredstava dodavanjem svih vitalnih pojedinosti o cilju i prikupljanjem novca za medicinske ra\u010dune.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"P_Koliko_je_ucinkovito_grupno_financiranje\"><\/span><span style=\"font-size: 18pt;\">P. Koliko je u\u010dinkovito grupno financiranje?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>O. Prema statistici, u 2020. godini bilo je ukupno 6,455,080 kampanja masovnog financiranja diljem svijeta. Skupno financiranje donacija jedna je od najve\u0107ih vrsta grupnog financiranja. Koristi se za pla\u0107anje \u017eivota iz mnogih razloga, kao \u0161to su zdravstvena skrb, sport, prirodne katastrofe i vi\u0161e! Crowdfunding je vrlo u\u010dinkovit, s obzirom na na\u010din na koji se njime upravlja. Prije naslijepog pokretanja prikuplja\u010d sredstava morate razumjeti cijeli proces.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"P_Je_li_grupno_financiranje_razumna_alternativa_tradicionalnom_bankovnom_financiranju\"><\/span><span style=\"font-weight: 400; font-size: 18pt;\">P. Je li grupno financiranje razumna alternativa tradicionalnom bankovnom financiranju?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A. Mnogi start-upovi i ljudi s ambicioznim projektima danas koriste grupno financiranje kao metodu financiranja za prikupljanje po\u010detnog kapitala. Me\u0111utim, crowdfunding je relativno nov oblik financiranja. Zato je va\u017eno pa\u017eljivo odvagnuti prednosti i nedostatke.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kao poduzetnik morate pa\u017eljivo provjeriti s kojim stranama sura\u0111ujete i saznati kako one gledaju na npr. zakone i propise. Tako\u0111er je va\u017eno dobro razmisliti o svojim to\u010dnim kreditnim potrebama i kriti\u010dki procijeniti svoje planove. Dobro preliminarno istra\u017eivanje mo\u017ee sprije\u010diti gubitak novca. Za investitore je klju\u010dno kriti\u010dki procijeniti u koje \u0107e projekte to\u010dno ulagati i preko koje platforme to treba u\u010diniti.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Uvod u Grupno Financiranje Crowdfunding je tehnika prikupljanja sredstava koja pojedincima i organizacijama omogu\u0107uje prikupljanje novca za odre\u0111eni projekt ili cilj putem internetske platforme. Koncept grupnog financiranja postoji ve\u0107 stolje\u0107ima, a zajednice udru\u017euju resurse kako bi podr\u017eale zajedni\u010dke ciljeve. Me\u0111utim, s porastom digitalne tehnologije, crowdfunding je postao globalni fenomen, prikupljaju\u0107i milijarde dolara za razli\u010dite svrhe&#8230;<\/p>\n","protected":false},"author":1,"featured_media":315194,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12083,12027],"tags":[14126,14127,14128],"class_list":["post-314965","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crowdfunding-hr","category-savjeti-za-prikupljanje-sredstava","tag-grupno-financiranje","tag-peer-to-peer-hr","tag-platforme-za-grupno-financiranje"],"_links":{"self":[{"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/posts\/314965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/comments?post=314965"}],"version-history":[{"count":0,"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/posts\/314965\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/media\/315194"}],"wp:attachment":[{"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/media?parent=314965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/categories?post=314965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/whydonate.com\/hr\/wp-json\/wp\/v2\/tags?post=314965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}